<?xml version="1.0" encoding="UTF-8"?>
<rss version="2.0" xmlns:atom="http://www.w3.org/2005/Atom">
<channel>
<title>Personal finance · Vega Brief</title>
<link>https://vegabrief.net/personal-finance/</link>
<atom:link href="https://vegabrief.net/personal-finance/rss.xml" rel="self" type="application/rss+xml" />
<description>Saving, borrowing, banking and protecting your money from scams.</description>
<language>en</language>
<item>
<title>November 2026 Social Security checks: the schedule and the &quot;missing&quot; SSI payment</title>
<link>https://vegabrief.net/news/november-2026-social-security-checks-the-schedule-and-the-missing-ssi-payment/</link>
<guid isPermaLink="true">https://vegabrief.net/news/november-2026-social-security-checks-the-schedule-and-the-missing-ssi-payment/</guid>
<pubDate>Tue, 03 Nov 2026 11:31:42 GMT</pubDate>
<category>Personal finance</category>
<description>Several outlets published November payment calendars. Some SSI recipients will see no payment dated in November, but the money hasn't been lost. It simply came early. — For educational purposes only. Not investment advice.</description>
</item>
<item>
<title>The Possible 22% Social Security Cut in 2032, Explained</title>
<link>https://vegabrief.net/news/the-possible-22-social-security-cut-in-2032-explained/</link>
<guid isPermaLink="true">https://vegabrief.net/news/the-possible-22-social-security-cut-in-2032-explained/</guid>
<pubDate>Mon, 02 Nov 2026 11:31:35 GMT</pubDate>
<category>Personal finance</category>
<description>Recent coverage says retirees could face an automatic benefit cut of about 22% starting in 2032 if Congress doesn't act. Here's how that cut would come about and what is at stake. — For educational purposes only. Not investment advice.</description>
</item>
<item>
<title>Gen X and Retirement: Why Outlets Disagree on How Ready They Are</title>
<link>https://vegabrief.net/news/gen-x-and-retirement-why-outlets-disagree-on-how-ready-they-are/</link>
<guid isPermaLink="true">https://vegabrief.net/news/gen-x-and-retirement-why-outlets-disagree-on-how-ready-they-are/</guid>
<pubDate>Sun, 01 Nov 2026 11:31:54 GMT</pubDate>
<category>Personal finance</category>
<description>Recent coverage says many Gen Xers doubt they'll retire comfortably. One outlet points to low savings, and another points to inheritances. Here's what the headlines say and the background that helps make sense of them. — For educational purposes only. Not investment advice.</description>
</item>
<item>
<title>Social Security and SSI in November: How the Payment Schedule Works</title>
<link>https://vegabrief.net/news/social-security-and-ssi-in-november-how-the-payment-schedule-works/</link>
<guid isPermaLink="true">https://vegabrief.net/news/social-security-and-ssi-in-november-how-the-payment-schedule-works/</guid>
<pubDate>Sat, 31 Oct 2026 10:32:09 GMT</pubDate>
<category>Personal finance</category>
<description>Several outlets report on November's Social Security schedule, and some say SSI recipients won't get a payment in November. Here's why that happens and how the calendar works. — For educational purposes only. Not investment advice.</description>
</item>
<item>
<title>Social Security's Funding Gap Becomes a Midterm Election Issue</title>
<link>https://vegabrief.net/news/social-security-s-funding-gap-becomes-a-midterm-election-issue/</link>
<guid isPermaLink="true">https://vegabrief.net/news/social-security-s-funding-gap-becomes-a-midterm-election-issue/</guid>
<pubDate>Fri, 30 Oct 2026 10:32:27 GMT</pubDate>
<category>Personal finance</category>
<description>Outlets report that Social Security's money troubles are coming up in midterm races, and that headlines are warning of an across-the-board benefit cut in the early 2030s. Here's what that means. — For educational purposes only. Not investment advice.</description>
</item>
<item>
<title>How Much Do You Need to Retire? New Research Looks at Costs County by County</title>
<link>https://vegabrief.net/news/how-much-do-you-need-to-retire-new-research-looks-at-costs-county-by-county/</link>
<guid isPermaLink="true">https://vegabrief.net/news/how-much-do-you-need-to-retire-new-research-looks-at-costs-county-by-county/</guid>
<pubDate>Thu, 29 Oct 2026 10:31:19 GMT</pubDate>
<category>Personal finance</category>
<description>News outlets from Colorado to North Carolina are covering research that estimates the savings retirees need in different counties. Here's what the coverage says and how to make sense of a &quot;retirement number.&quot; — For educational purposes only. Not investment advice.</description>
</item>
<item>
<title>Why Some Social Security and SSI Recipients May Get Two Payments This Week</title>
<link>https://vegabrief.net/news/why-some-social-security-and-ssi-recipients-may-get-two-payments-this-week/</link>
<guid isPermaLink="true">https://vegabrief.net/news/why-some-social-security-and-ssi-recipients-may-get-two-payments-this-week/</guid>
<pubDate>Wed, 28 Oct 2026 10:32:10 GMT</pubDate>
<category>Personal finance</category>
<description>November's Supplemental Security Income payment is going out early, so some people may see two deposits in late October. It's an early payment, not extra money. — For educational purposes only. Not investment advice.</description>
</item>
<item>
<title>AARP Warning Puts Focus on 401(k) and Roth Moves: What to Know</title>
<link>https://vegabrief.net/news/aarp-warning-puts-focus-on-401-k-and-roth-moves-what-to-know/</link>
<guid isPermaLink="true">https://vegabrief.net/news/aarp-warning-puts-focus-on-401-k-and-roth-moves-what-to-know/</guid>
<pubDate>Tue, 27 Oct 2026 10:31:50 GMT</pubDate>
<category>Personal finance</category>
<description>AARP is warning Americans about 401(k) and Roth IRA changes. Other coverage looks at how taxes work on Roth conversions and why rolling over a 401(k) isn't always the right move. — For educational purposes only. Not investment advice.</description>
</item>
<item>
<title>AI or a Human Adviser? How Wealth Management Is Splitting the Work</title>
<link>https://vegabrief.net/news/ai-or-a-human-adviser-how-wealth-management-is-splitting-the-work/</link>
<guid isPermaLink="true">https://vegabrief.net/news/ai-or-a-human-adviser-how-wealth-management-is-splitting-the-work/</guid>
<pubDate>Mon, 26 Oct 2026 10:31:59 GMT</pubDate>
<category>Personal finance</category>
<description>Recent coverage suggests AI is taking over research and routine tasks in wealth management, while people still want a human to help make the final call. — For educational purposes only. Not investment advice.</description>
</item>
<item>
<title>Social Security's 2027 Raise: What It Is and Why It May Feel Smaller</title>
<link>https://vegabrief.net/news/social-security-s-2027-raise-what-it-is-and-why-it-may-feel-smaller/</link>
<guid isPermaLink="true">https://vegabrief.net/news/social-security-s-2027-raise-what-it-is-and-why-it-may-feel-smaller/</guid>
<pubDate>Sun, 25 Oct 2026 10:31:43 GMT</pubDate>
<category>Personal finance</category>
<description>Coverage says the 2027 cost-of-living adjustment is one of the largest in decades. Writers also point to reasons it may not go as far as retirees hope. — For educational purposes only. Not investment advice.</description>
</item>
<item>
<title>Social Security's 2027 Raise: How the COLA Works and Why People Disagree About It</title>
<link>https://vegabrief.net/news/social-security-s-2027-raise-how-the-cola-works-and-why-people-disagree-about-it/</link>
<guid isPermaLink="true">https://vegabrief.net/news/social-security-s-2027-raise-how-the-cola-works-and-why-people-disagree-about-it/</guid>
<pubDate>Sat, 24 Oct 2026 10:32:11 GMT</pubDate>
<category>Personal finance</category>
<description>Several outlets are covering the 2027 cost-of-living adjustment. Some explain the math for retirees, and others ask whether the raise is too small or too big. — For educational purposes only. Not investment advice.</description>
</item>
<item>
<title>Social Security says it corrected about 15% of its number records: what that means</title>
<link>https://vegabrief.net/news/social-security-says-it-corrected-about-15-of-its-number-records-what-that-means/</link>
<guid isPermaLink="true">https://vegabrief.net/news/social-security-says-it-corrected-about-15-of-its-number-records-what-that-means/</guid>
<pubDate>Fri, 23 Oct 2026 10:30:59 GMT</pubDate>
<category>Personal finance</category>
<description>The agency says it fixed tens of millions of files in its Social Security number database. Here's what the cleanup involves and what is still unclear for people who get benefits. — For educational purposes only. Not investment advice.</description>
</item>
<item>
<title>Israel Ranks Fifth in a 2026 Global Pension Index: What the Ranking Measures</title>
<link>https://vegabrief.net/news/israel-ranks-fifth-in-a-2026-global-pension-index-what-the-ranking-measures/</link>
<guid isPermaLink="true">https://vegabrief.net/news/israel-ranks-fifth-in-a-2026-global-pension-index-what-the-ranking-measures/</guid>
<pubDate>Thu, 22 Oct 2026 10:31:58 GMT</pubDate>
<category>Personal finance</category>
<description>A yearly index grading retirement systems around the world gave Israel an A and fifth place. Here's what the ranking looks at and why other countries are talking about their own results. — For educational purposes only. Not investment advice.</description>
</item>
<item>
<title>Social Security's 3.6% Raise for 2027: What It Means and Why Some Say It Falls Short</title>
<link>https://vegabrief.net/news/social-security-s-3-6-raise-for-2027-what-it-means-and-why-some-say-it-falls-sho/</link>
<guid isPermaLink="true">https://vegabrief.net/news/social-security-s-3-6-raise-for-2027-what-it-means-and-why-some-say-it-falls-sho/</guid>
<pubDate>Wed, 21 Oct 2026 10:31:59 GMT</pubDate>
<category>Personal finance</category>
<description>Social Security benefits will rise 3.6% in 2027, according to news coverage. Federal FERS retirees get less, and some experts question whether the raise keeps up with retirees' real costs. — For educational purposes only. Not investment advice.</description>
</item>
<item>
<title>Social Security's 3.6% Raise for 2027: What It Covers and What It Doesn't</title>
<link>https://vegabrief.net/news/social-security-s-3-6-raise-for-2027-what-it-covers-and-what-it-doesn-t/</link>
<guid isPermaLink="true">https://vegabrief.net/news/social-security-s-3-6-raise-for-2027-what-it-covers-and-what-it-doesn-t/</guid>
<pubDate>Tue, 20 Oct 2026 10:32:19 GMT</pubDate>
<category>Personal finance</category>
<description>The Social Security Administration says benefits will rise 3.6% in 2027. Here's how the raise is calculated, who else gets one, and why it may not feel like extra money. — For educational purposes only. Not investment advice.</description>
</item>
<item>
<title>Social Security Pays Out on Oct. 21: Who Gets a Check and Why the Date Matters</title>
<link>https://vegabrief.net/news/social-security-pays-out-on-oct-21-who-gets-a-check-and-why-the-date-matters/</link>
<guid isPermaLink="true">https://vegabrief.net/news/social-security-pays-out-on-oct-21-who-gets-a-check-and-why-the-date-matters/</guid>
<pubDate>Mon, 19 Oct 2026 10:32:12 GMT</pubDate>
<category>Personal finance</category>
<description>Several outlets report a Social Security payment going out on Oct. 21 and an early SSI payment on Oct. 30. Here's how the payment calendar works and why some checks come early. — For educational purposes only. Not investment advice.</description>
</item>
<item>
<title>September Inflation at 3.9%: What It Means for Social Security's 2027 Raise</title>
<link>https://vegabrief.net/news/september-inflation-at-3-9-what-it-means-for-social-security-s-2027-raise/</link>
<guid isPermaLink="true">https://vegabrief.net/news/september-inflation-at-3-9-what-it-means-for-social-security-s-2027-raise/</guid>
<pubDate>Sun, 18 Oct 2026 10:32:05 GMT</pubDate>
<category>Personal finance</category>
<description>September inflation came in at 3.9%, and Social Security's 2027 cost-of-living adjustment is now set. Here is how the yearly raise works, and why Medicare premiums and payroll taxes are part of the story. — For educational purposes only. Not investment advice.</description>
</item>
<item>
<title>Social Security's Money Problem: What Retirement Savers Should Understand</title>
<link>https://vegabrief.net/news/social-security-s-money-problem-what-retirement-savers-should-understand/</link>
<guid isPermaLink="true">https://vegabrief.net/news/social-security-s-money-problem-what-retirement-savers-should-understand/</guid>
<pubDate>Sat, 17 Oct 2026 10:31:05 GMT</pubDate>
<category>Personal finance</category>
<description>Several major outlets are focusing on Social Security's finances, the political reluctance to fix them, and what that uncertainty means for people planning retirement. — For educational purposes only. Not investment advice.</description>
</item>
<item>
<title>Owning Gold: Why How You Hold It Matters as Much as Why</title>
<link>https://vegabrief.net/news/owning-gold-why-how-you-hold-it-matters-as-much-as-why/</link>
<guid isPermaLink="true">https://vegabrief.net/news/owning-gold-why-how-you-hold-it-matters-as-much-as-why/</guid>
<pubDate>Fri, 16 Oct 2026 10:32:01 GMT</pubDate>
<category>Personal finance</category>
<description>Two recent pieces look at gold from different angles: one on how ownership and access fit a portfolio's purpose, the other on gold as a personal hedge against governments. Here's a plain-English guide. — For educational purposes only. Not investment advice.</description>
</item>
<item>
<title>Social Security's 2027 Raise Is 3.6%: What the COLA Is and How It Works</title>
<link>https://vegabrief.net/news/social-security-s-2027-raise-is-3-6-what-the-cola-is-and-how-it-works/</link>
<guid isPermaLink="true">https://vegabrief.net/news/social-security-s-2027-raise-is-3-6-what-the-cola-is-and-how-it-works/</guid>
<pubDate>Thu, 15 Oct 2026 10:30:59 GMT</pubDate>
<category>Personal finance</category>
<description>The Social Security Administration says benefits will rise 3.6% in 2027. Here is what the yearly cost-of-living adjustment is, how it gets calculated, and why some people say it isn't enough. — For educational purposes only. Not investment advice.</description>
</item>
<item>
<title>Social Security's 2027 Raise: What the Cost-of-Living Adjustment Is and Why It's Debated</title>
<link>https://vegabrief.net/news/social-security-s-2027-raise-what-the-cost-of-living-adjustment-is-and-why-it-s/</link>
<guid isPermaLink="true">https://vegabrief.net/news/social-security-s-2027-raise-what-the-cost-of-living-adjustment-is-and-why-it-s/</guid>
<pubDate>Wed, 14 Oct 2026 10:31:06 GMT</pubDate>
<category>Personal finance</category>
<description>Coverage suggests the 2027 Social Security cost-of-living adjustment may be above average, but some say it still won't cover retirees' rising costs. Here's how the yearly raise works. — For educational purposes only. Not investment advice.</description>
</item>
<item>
<title>Why Some Social Security Payments Arrive Early in November</title>
<link>https://vegabrief.net/news/why-some-social-security-payments-arrive-early-in-november/</link>
<guid isPermaLink="true">https://vegabrief.net/news/why-some-social-security-payments-arrive-early-in-november/</guid>
<pubDate>Mon, 12 Oct 2026 10:31:00 GMT</pubDate>
<category>Personal finance</category>
<description>Several outlets report a rare change to the November Social Security payment schedule, with some recipients paid early. Here's how the payment calendar works and why dates shift. — For educational purposes only. Not investment advice.</description>
</item>
<item>
<title>CNBC's 2026 Financial Advisor 100: What a 'Family-Office Approach' Means</title>
<link>https://vegabrief.net/news/cnbc-s-2026-financial-advisor-100-what-a-family-office-approach-means/</link>
<guid isPermaLink="true">https://vegabrief.net/news/cnbc-s-2026-financial-advisor-100-what-a-family-office-approach-means/</guid>
<pubDate>Sat, 10 Oct 2026 11:05:17 GMT</pubDate>
<category>Personal finance</category>
<description>CNBC has released its 2026 list of top advisory firms, and the top-ranked firm describes a &quot;family-office approach.&quot; Here's what that means and how rankings like this work. — For educational purposes only. Not investment advice.</description>
</item>
</channel>
</rss>